Imagine you’re snorkeling just 20 feet from shore in the Bahamas. The water is crystal-clear. The trip is meant to be perfect. But then—

In late June 2025, 42-year-old former Army Ranger Brent Slough, vacationing with his wife and two daughters, was struck by a boat propeller in Exuma. The boat reportedly never slowed or stopped. The propeller nearly severed his lower body; his injuries included a fractured pelvis and leg. He was taken first to local care before being airlifted to a trauma center in Miami, where surgery and multiple procedures were required. 

A GoFundMe set up by his family has raised well over $100,000 toward medical and transportation expenses—and the road to recovery is expected to be long. 

 What This Incident Illuminates

1. Medical Emergencies Can Happen Anywhere

Even with precautions and good judgment, accidents and medical emergencies can strike in a moment—on your cruise shore excursion, while snorkeling, or during any water activity.

2. Evacuation and Medical Transport Are Huge Costs

From local care in the Bahamas to an air ambulance flight to Miami, the costs added up fast—and quickly became overwhelming. Travel insurance often covers medical evacuations, which can otherwise be financially devastating.

3. Coverage Goes Beyond the Obvious

Many people think insurance only covers flight delays or lost luggage. But it can also help cover:

• Emergency medical transport
• Hospitalization and surgeries
• Trip interruption or cancellation
• Repatriation (getting you home safely)
  
  

4. Peace of Mind for Clients and Families

In high-stress situations, knowing the financial side is handled allows travelers and their loved ones to focus on healing—not fundraising.

 Why It’s Never Just a “Maybe”

• Medical emergencies can happen even when we plan responsibly.
• When they do, helicopter or airlift rides cost tens of thousands of dollars.
• Treatment costs in another country can be significant, and local hospitals may not meet U.S. care standards.
• Insurance provides protection, support, and peace of mind—for you and the people who care about you.
  
  

Bottom Line

Even if you feel healthy, fit, and prepared, travel insurance isn’t just a safety net—it’s a travel necessity. When a near-tragedy strikes, it can be the difference between financial ruin and manageable recovery.

 Curious about the best insurance options for your upcoming trip? I’ll walk you through it—no stress, no hidden fees, all confidence.